With an age 100 death benefit guarantee and 100% guaranteed
participation rate, MasterChoice also provides individuals with
the choice of indexed and fixed account allocations on an annual
basis. The indexed growth potential is linked to a formula based
on changes in an equity-index.
The current 17% CAP rate*, death benefit guarantees, flexibility
of universal life and liquidity make MasterChoice a well
positioned product for individuals interested in death benefit
protection and the potential for greater cash value growth than
traditional fixed products.
The other impressive features that may be added MasterChoice to
enhance your coverage include an Accelerated Death Benefit**,
Disability Income Rider**, Waiver of Monthly Deduction Benefit**,
Accidental Death Benefit Rider**, Children's Level Term Insurance
Rider**
MasterChoice EIUL Equity Indexed Universal Life insurance
we market is underwritten and issued by F&G
Life (owned by Old
Mutual). It can be a very sound choice. Along with providing a death benefit if you die, equity indexed universal life may also provide tax-deferred growth of your account value, growth linked to a formula based on changes in an
equity-index, flexible premium options, a variety of riders and waivers, and death benefit options.
In other words, to offset clients crying the blues due to low credited interest rates on their universal life
contracts, F&G Life’s MasterChoice offers clients a strong upside potential being pegged to the S&P 500 Composite Stock Index while providing guarantees with no downside risk!
Note: Not all products and features are available in all states,
and products may differ by state.
*As of August 2003.
**Some optional benefit riders may not be available in all states.
Unless noted, riders may require additional premiums.
Policy Form: FGL EIUL-C (4-03), et al.
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